When was the last time you were in a traffic accident? With any luck at all, the answer is never.
As all too many people know, however, that is oftentimes not the case.
From small fenders benders on the roads or in shopping center lots to more extreme accidents at high rates of speed on area roads and freeways, driving can be one’s worst nightmare.
That said there is a fair chance you will be involved in one or more accidents during your years behind the wheel.
As a result, it is how severe the accident is and who is at fault that can mean all the difference when it comes to finances.
Your Physical and Financial Health
If you’ve been in an auto accident over time, you know that both the physical and financial pain can be quite severe.
So that you can best protect your health and financial interests, make sure you review matters on several fronts if you’ve been involved in a collision.
First, your physical health and that of anyone else involved in an accident are of most importance.
As it relates to you, make sure to get checked out by medical personnel if the collision is anything more than a slight fender bender. Whiplash, head injuries, internal injuries, etc. can all show up at a later time, so be proactive and get checked at the scene or at a nearby medical facility.
Secondly, it is crucial that you record as much detail about the accident as possible. From the direction, the vehicles were traveling in/from to the specific noticeable damages, etc. Since most people, these days carry cell phones, be sure to snap some pictures of the scene, your vehicle, the other vehicle, or vehicles involved.
Be a Stickler for Details
It is also important to properly record all information from the other driver or drivers involved in the collision.
Given you are likely a little frazzled and perhaps not thinking straight, it can be easy to forget to record certain things. By doing so, that information could be key in making for a speedier resolution to the accident, especially when insurance companies and perhaps even legal teams get involved down the road.
Speaking of legalese, do you already have an attorney?
If not, it is important to have someone in your corner.
If you were involved in a collision with a truck, speaking with a truck accident attorney in Atlanta or wherever you might reside can be very beneficial to your case.
Provide him or her with as much detail as you can about the accident. If you have a witness or witness supporting your version of the story, make sure you got their name/phone number, etc. This is important information that your legal representation and insurer should have.
Whether you were commuting to work, driving to the local store, just taking your child to school, etc. it is critical that you have as much detail and preferably witnesses to back you up.
Another key factor in an accident is learning from the experience, hopefully preventing another one from involving you ever again.
Face it; some accidents are totally out of your control.
You may have been obeying all the rules and regulations of the road, only to be hit by someone that had other ideas. In those cases, be most thankful that you hopefully got out of it without much in the way of injuries and damages to your vehicle (hopefully).
With that said, always look at how you can make yourself and your loved ones safer when out on the roadways.
Be sure to always concentrate on the roadway, not the radio, the cell phone, the papers on the passenger seat, the scenery as you drive along, etc.
Traffic accidents can do a myriad of damages to people, the worst of all of course being death.
While the goal in an accident is always to come out alive and as untouched as possible, your financial well-being is important too.
When you have the right auto insurance and the proper legal representation on your side, you stand a much better chance of winning your case.
Remember, never let a traffic accident drive you broke.